Not all life insurance is created the same. Many life insurance policies only payout when you die. Did you know some life insurance policies can also provide access to death benefits while you’re still living. Do you want to protect your surviving spouse or other loved ones from lost income in the event of a medical disability due to heart attack, stroke, terminal cancer, etc? Do you want to protect the equity in your home by passing on that asset to your family rather than risk it being lost after losing your income because you can no longer provide for your family often coupled with rising uncovered medical costs?